Age Pension & Government Benefits
Deeming Rates
Assumed rates of return the government applies to your financial assets - such as super, shares, and cash - when calculating income for the Age Pension income test. Deeming applies regardless of what those assets actually earn, which can work in your favour or against you depending on real returns.
Related terms
See it in your plan
Canwi models Australian tax, super, and pension rules so you can explore decisions like this in a full financial plan.