Release Notes

Super Drawdown Modelling: Major upgrade to superannuation drawdown modelling. Accumulation funds are now transferred into an Account Based Pension with full tracking of the Transfer Balance Cap, Transfer Balance Account, and proportional indexation. You can also control how much super is rolled over from accumulation into an ABP.

Navigation Redesign: Reorganised navigation makes everything easier to find. Initial Position is now part of Plan with dedicated pages for income, expenses, assets, debts, money flows, and real estate. Scenarios has its own spot in the nav, and Home brings your full financial picture together.

Downsizer Contributions: Added support for downsizer superannuation contributions for users selling an eligible property.

FIRE Progress Chart: Added a dedicated FIRE progress chart for users tracking financial independence and early retirement goals.

Cash Account Ownership: You can now allocate ownership of cash accounts across individuals in your plan.

Public Shared Scenario Comparisons: Scenario comparisons can now be shared publicly via a link.

Event Versioning: Events are now versioned so Canwi can notify you when an event changes and you need to take action.

Event Insights & Errors: Added a framework to surface event-level insights and errors that require resolution.

Offset on Property Purchase: You can now create an offset account as part of a property purchase event.

Modify Cash Flow Priorities: Cash flow priorities can now be edited over time.

Tracking: You can now track your progress against your financial plans by creating progress points and recording your current assets and debts.

Cash Flow Chart: Added a cash flow Sankey chart in Yearly Financial Breakdown so it is easier to understand your cash flow in each year.

Income Breakdown: Added an Income Breakdown chart in Plan Overview.

Asset Doughnut: Replaced the home chart with a cleaner asset doughnut chart.

Planner Intro: Added support for booking a planner intro session from home for Canwi Plus users.

Planning Charts: Added more planning charts and chart y-axis zoom support in selected views.

Onboarding Prompt: Added a scroll indicator on onboarding to highlight the Add Mortgage action.

Marketing engine integration: Integrated with a marketing automation engine so that we're no longer manually adding users to product update emails.

Expense Bucket View: Added bucket view switching for living expenses in Initial Position -> Cash Flow.

Synthetic Cash: Added a synthetic cash asset to Balance Sheet tables for users without cash assets.

Aged Pension Details: Added Aged Pension details in the Retirement Income goal section on Home.

Initial Position Pages: Added dedicated Initial Income, Expense, Assets, and Debt pages with richer charts and clearer context.

Chart Drag & Drop: Enabled drag-and-drop chart ordering in planner views.

Scenario Settings: Moved scenario controls into model/scenario settings for clearer model control.

Aged Pension: Added automatic Aged Pension calculations including income and asset tests, deeming rules, account-based pensions, and energy supplement interactions.

HELP Debts: Updated HELP repayment rates and threshold indexation, including the 10% repayment cap.

Calculation Tooltips: Expanded calculation breakdown tooltips in the Yearly Financial Breakdown view.

Change Super: Added controls to adjust superannuation return rates based on asset allocation changes over time.

Refinance Toggle: Added active/inactive controls inside refinance events.

Currency Slider: Added a currency-formatted input slider in Initial Position settings.

Custom Inflation: Added custom inflation controls for living expenses and wage growth assumptions.

Event Toggles: Added active/inactive event toggles for faster scenario testing.

Depreciation Expense: Added support for setting an initial expense as a depreciation expense.

Financial Breakdown: Added a Financial Breakdown modal and lifetime trend charts from Plan Detail tables.

Age Milestones: Added age-based planning milestones to improve retirement timing and access-age planning.

Initial Position Nav: Moved Initial Position into the sidebar for faster navigation.

Scenario Import/Export: Added import and export support for full scenario JSONs for quicker troubleshooting.

Added Subscriptions: Subscriptions grant access to multiple scenarios, scenario comparisons, and cashflow priorities.

Liquid Net Worth: Added a liquid net worth chart on Home for users pursuing liquidity-focused goals like Retire Early.

Interest Only: Extended the interest only option to Personal Loans.

Expense Milestones: Added extra flexibility for expense multiple milestones, including comparison basis and inclusion settings for debt repayments and events.

Home Redesign: Redesigned the Home experience to surface planning insights and prepare for net worth tracking.

Subscriptions Access: Added early-access subscription sign-up with account and payment management support.

Scenario Comparison: Added side-by-side scenario comparison to evaluate strategy differences.

Change Expenses: Renamed Set a Budget to Change Expenses and added percentage-based adjustment options.

Refinance Event: Added refinance loan options, including refinance to offset.

Mortgage-Free Home: Added support for home purchase scenarios without a mortgage.

Scenario Notes: Added note-taking support directly on scenarios.

Onboarding Enhancements: Improved onboarding with clearer planning-duration guidance and starter defaults.

Dark Mode Support: Expanded dark mode support across most planner areas.

Add Asset Fullscreen: Added full-screen advanced mode for Add Asset, including historical concessional contribution table support.